HDFC IFSC Code: The Complete Guide to Finding and Using It

If you have ever transferred money online, you must have come across the term “IFSC Code.” IFSC stands for Indian Financial System Code, and it is a unique code assigned to each bank and its branches in India. HDFC Bank, being one of the leading banks in the country, has its own IFSC Code. In this article, we will discuss everything you need to know about HDFC IFSC Code, how to find it, and how to use it for online transactions.

1. Introduction

HDFC Bank is a leading private sector bank in India that offers a wide range of financial products and services to its customers. Whether it’s savings accounts, loans, credit cards, or insurance, HDFC Bank has a product for everyone. With its extensive branch network, HDFC Bank has made banking convenient and accessible for people across the country. In recent years, with the rise of online banking, HDFC Bank has also made its presence felt in the digital space.

2. What is an IFSC Code?

Before we dive into HDFC IFSC Code, let’s understand what an IFSC Code is. As mentioned earlier, IFSC stands for Indian Financial System Code. It is a 11-digit alphanumeric code that is assigned to each bank and its branches in India. The IFSC Code is used to identify the bank and branch for online transactions such as NEFT, RTGS, and IMPS. It is a unique code, and no two branches of the same bank can have the same IFSC Code.

3. HDFC Bank and its Branches

HDFC Bank has a wide network of branches and ATMs across the country. As of March 2021, HDFC Bank has over 5,400 branches and over 16,500 ATMs in India. The bank also has a significant presence in other countries through its international branches, subsidiaries, and representative offices.

4. How to Find HDFC IFSC Code?

Finding HDFC IFSC Code is easy, and there are several ways to do it. Here are some ways to find HDFC IFSC Code:

  • HDFC Bank Website: You can visit the HDFC Bank website and go to the “Branch/ATM Locator” section. Enter your city, state, and branch name or address, and the website will display the IFSC Code of the branch.
  • Reserve Bank of India (RBI) Website: You can also visit the RBI website and go to the “IFSC Code” section. Enter the bank name, state, district, and branch name, and the website will display the IFSC Code of the branch.
  • Cheque Book: The IFSC Code is also printed on the cheque book issued by HDFC Bank.
  • Mobile Banking App: If you have the HDFC Bank mobile banking app, you can find the IFSC Code of any branch in the “Branch Locator” section.

5. How to Use HDFC IFSC Code for Online Transactions?

Using HDFC IFSC Code for online transactions is easy. Here are the steps to follow:

  • Step 1: Log in to your online banking account or mobile banking app.
  • Step 2: Go to the “Fund Transfer” section.
  • Step 3: Select the type of transaction you want to make, such as NEFT, RTGS, or IMPS.
  • Step 4: Enter the beneficiary’s bank account details, including the bank name, branch name, account number, and IFSC Code.
  • Step 5: Verify the details and enter the amount you want to transfer.
  • Step 6: Confirm the transaction and enter the OTP (One-Time Password) received on your registered mobile number.
  • Step 7: Once the transaction is complete, you will receive a confirmation message on your registered mobile number and email address.

6. Benefits of Using HDFC IFSC Code

Using HDFC IFSC Code for online transactions has several benefits, such as:

  • Convenience: With HDFC IFSC Code, you can transfer money to any HDFC Bank account or any other bank account in India from the comfort of your home or office.
  • Speed: Online transactions using HDFC IFSC Code are processed quickly, and the money is transferred to the beneficiary’s account within a few hours.
  • Accuracy: HDFC IFSC Code ensures that the money is transferred to the correct bank and branch, reducing the chances of errors and fraud.
  • Low Cost: Online transactions using HDFC IFSC Code are relatively cheaper than other modes of fund transfer.

7. FAQs

  1. What is the full form of IFSC?

The full form of IFSC is Indian Financial System Code.

  1. What is the format of HDFC IFSC Code?

HDFC IFSC Code is a 11-digit alphanumeric code, where the first 4 characters represent the bank code, the 5th character is always zero, and the last 6 characters represent the branch code.

  1. Can I transfer money using HDFC IFSC Code from abroad?

Yes, you can transfer money using HDFC IFSC Code from abroad through international fund transfer services such as SWIFT.

  1. Is it safe to use HDFC IFSC Code for online transactions?

Yes, using HDFC IFSC Code for online transactions is safe and secure. HDFC Bank uses advanced security measures to protect its customers’ online transactions.

  1. What is the maximum amount that can be transferred using HDFC IFSC Code?

The maximum amount that can be transferred using HDFC IFSC Code depends on the type of transaction and the bank’s policies.

8. Conclusion

HDFC IFSC Code is an essential part of online banking in India. It is a unique code assigned to each HDFC Bank branch that helps in identifying the bank and branch for online transactions. Finding HDFC IFSC Code is easy, and using it for online transactions is convenient, fast, and safe. We hope this article has helped you understand everything you need to know about HDFC IFSC Code.

HDFC Bank Logo
HDFC
MAHARASHTRAGREATER MUMBAIMUMBAITULSIANI CHMBRS - NARIMAN PT HDFC0000001
MAHARASHTRAGREATER MUMBAIMUMBAIMUMBAI - KHAR WEST HDFC0000002
DELHINEW DELHIDELHIK G MARG HDFC0000003
TAMIL NADUCHENNAICHENNAICHENNAI - ITC CENTRE - ANNA SALAI HDFC0000004
MAHARASHTRAGREATER MUMBAIMUMBAIBHULABHAI DESAI ROAD HDFC0000005
GUJARATAHMEDABADAHMEDABADAHMEDABAD - NAVRANGPURA HDFC0000006
MAHARASHTRAPUNEPUNEPUNE - LAW COLLEGE ROAD HDFC0000007
WEST BENGALKOLKATAKOLKATAKOLKATA - STEPHEN HOUSE BBD BAG HDFC0000008
KARNATAKABANGALORE URBANBANGALOREBANGALORE - KASTURBA GANDHI MARG HDFC0000009
TAMIL NADUCHENNAICHENNAIBESANT NAGAR CHENNAI HDFC0000010
DELHINEW DELHIDELHINEW DELHI - VASANT VIHAR HDFC0000011
MAHARASHTRAGREATER MUMBAIMUMBAIMUMBAI - PRABHADEVI HDFC0000012
MAHARASHTRAGREATER MUMBAIMUMBAIMUMBAI - CHEMBUR HDFC0000013
WEST BENGALKOLKATAKOLKATAKOLKATA - CENTRAL PLAZA HDFC0000014
MAHARASHTRAGREATER BOMBAYMUMBAIMULUND WEST- SHANKARDHAN PLAZA HDFC0000015
MAHARASHTRAGREATER MUMBAIMUMBAIMUMBAI - PALI HILL - BANDRA HDFC0000016
TAMIL NADUCHENNAICHENNAICHENNAI - ANNA NAGAR HDFC0000017
WEST BENGALKOLKATAKOLKATAKOLKATA - SALT LAKE - SECTOR ONE HDFC0000018
MAHARASHTRAGREATER MUMBAIMUMBAIMUMBAI - VERSOVA HDFC0000019
KERALAERNAKULAMKOCHICOCHIN - RAVIPURAM HDFC0000020

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